Terms and Conditions of Use
These terms govern your access and use of our website and services. By using this site, you agree to comply with the following conditions and policies.
September 5, 2025
Acceptance of Terms
By accessing our website, you agree to these terms and all applicable policies. If you do not accept any part of these terms, you must not use this site or its services.
Definitions
Certain terms are defined to clarify their meaning in these conditions.
"Site" refers to linoreialivo.com and all content or services provided through it.
"User" means any person accessing or using this website or its services.
"Content" includes all text, graphics, information, and materials on the site.
"Services" refers to the financial planning consultations and related support we offer.
Service Usage
Use our services for lawful purposes only. Misuse or unauthorised access is prohibited and may result in termination or legal action.
Eligibility
You must be at least 18 years old and legally able to enter contracts in Australia to use our services.
Not available to minors or those barred by law.
User Responsibilities
Users must provide accurate information and follow all policies.
Prohibited Uses
The following activities are not allowed:
Intellectual Property Rights
All site content, including text, logos, images, and software, is protected by copyright and other laws. No part may be reproduced or distributed without our permission.
User Content
By submitting content, you grant us the right to use it for service delivery and improvement, subject to our privacy policy.
User Content Rights and Responsibilities
Users are responsible for submitted content, ensuring it does not infringe any third-party rights or laws.
Privacy and Data Protection
We protect your privacy under Australian law. For details on data collection and processing, see our Privacy Policy.
Privacy PolicyDisclaimer of Warranties
We make no warranties regarding the site’s completeness, accuracy, or fitness for purpose.
Important Notice
Use the site at your own risk. No guarantee is made regarding outcomes or performance.
Limitation of Liability
To the extent permitted by law, we are not liable for any damages or losses resulting from your use of the site or services.
Indemnification
You agree to indemnify us against any claims, damages, or losses arising out of your use of the site or breach of these terms.
Dispute Resolution and Law
Any dispute will be resolved under Australian law and jurisdiction.
Arbitration
Disputes may be resolved by arbitration, subject to mutual agreement, in accordance with Australian rules.
Arbitration does not limit your statutory rights.
Online Dispute Resolution
You may use online dispute resolution services for eligible complaints.
Read our DisclaimerSeverability
If any provision is found invalid, the remainder will continue in effect.
Entire Agreement
These terms constitute the full agreement between you and us regarding site use.
Applicable Law and Jurisdiction
Australian law governs all agreements and disputes related to this site.
Termination
We may suspend or terminate your access at any time for violating these terms or applicable laws.
Modifications
We reserve the right to update these terms. Changes apply once posted on this site.
Contact for Terms Questions
Contact us for any questions or clarifications regarding these terms or your rights.
Email Address: content@linoreialivo.com
Phone Number: +61399506885
Mailing Address: 265 King Street, Newcastle, NSW 2300 Australia
Effective Date: September 5, 2025
Version: v3