Important Information Disclaimer

Please Note

Results may vary depending on individual circumstances.

Past performance doesn't guarantee future results. Seek personal advice before making decisions.

This website provides general information about financial planning solutions. The content is intended for informational purposes only and should not be interpreted as professional or personal advice. No guarantees of specific outcomes are made.

General Notice

The information on this site is provided in good faith and sourced from what we believe to be reliable resources. However, we make no representations or warranties regarding accuracy, completeness, or timeliness. Users should consult with a qualified advisor for personalised recommendations.

Limitations of Liability

By using this website, you accept that we are not liable for any losses, damages, or claims arising from reliance on its content.

Our site is not responsible for decisions made based on its information.
No liability is accepted for any loss resulting from the use or misuse of our content.
We do not accept liability for any interruptions or errors in site availability.
We are not responsible for third-party content or external links.

Accuracy of Information

All efforts are made to ensure the content provided is current and accurate. However, information may change without notice, and we do not warrant that all data is free from errors or omissions. Users should verify details independently before acting.

We are not liable for any inaccuracies or outdated information on this site.

Professional Advice

Nothing on this site constitutes a financial, legal, or medical recommendation. Always consult with a licensed professional before making important decisions.

External Links

This site may contain links to third-party websites. We do not endorse or control the content, and are not responsible for the accuracy or reliability of information on external sites.

Results Disclaimer

Outcomes described or implied may not be typical. Individual results depend on personal circumstances, and no specific results are promised.

Variation in Results

Results may vary between individuals due to a variety of factors such as experience, market conditions, and personal objectives.

Financial Disclaimer and Fees

Financial planning involves risks and costs. Please read all terms and disclosures before making commitments.

Annual Percentage Rates (APR) and applicable fees are clearly disclosed during consultations.
Repayment terms and obligations will be explained in full before any agreement.
You are encouraged to review all documents and consult an advisor before proceeding with any plan.

Jurisdiction and Law

This website is operated in accordance with Australian law and regulations.

Use of this site and its services is subject to the laws of Australia. Disputes are resolved within the appropriate Australian jurisdiction.

Australian law governs all agreements, usage, and disputes arising from this site.

Users are responsible for compliance with local laws and regulations in their area.

Indemnification

By accessing this website, you agree to indemnify and hold us harmless from any claims or damages related to your use of the site.

Severability

If any provision is found unenforceable, it does not affect the validity of the remaining terms.

Modifications

We reserve the right to update or modify this disclaimer at any time. Changes take effect when posted.

Contact Us

For questions or concerns regarding this disclaimer, please contact our team for clarification.

Email Address: content@linoreialivo.com

Phone Number: +61399506885

Mailing Address: 265 King Street, Newcastle, NSW 2300 Australia

Effective Date: September 13, 2025

Last Updated: September 13, 2025